Whether you already have a freelancing business or are contemplating starting a freelancing business, our team at InfinityHub Insurance Agency in California can help you decide whether commercial insurance might be helpful for you. Until you speak with one of our qualified insurance professionals, you can read more about how commercial insurance might be helpful for freelancers in general. While every commercial insurance policy is different, and each freelancer has a unique experience with this kind of work, exploring your options can make it easier to make sense of insurance policies when you seek more specific information.
Do Freelancers Need Commercial Insurance?
Depending on your industry, you may have to have commercial insurance to comply with laws or standards in your field. For example, if you have a freelance catering service, you may need worker’s compensation insurance if you hire at least one employee to help you with your business. For those who do infrequent freelance projects in design, content creation, or web development, it might not make sense to get commercial insurance until after expanding your business.
If your work puts you at risk of being a defendant in a lawsuit, it’s a good idea to look into commercial liability insurance. This type of policy can help protect you in the event of a lawsuit and give you the peace of mind to pursue your work without worrying about what would happen if you found yourself on the receiving end of this type of litigation. Those who use a company vehicle for freelancing may also want to check out commercial auto insurance.
If you’re considering commercial insurance as a freelancer, call our team at InfinityHub Insurance Agency in California.
